Ending Financial Scarcity; Debunking Money Myths with Kristen Ragusin

Not sure how to manage your finances? Fear not! We sat down with Visionary Financial Investor and Author of The End Of Scarcity, The Dawn Of The New Abundant World, Kristen Ragusin to debunk some money myths so that you can invest wisely in your life goals with confidence.

1. How did you get your start in the investment world? What drew you in?

I had an unorthodox start—and an early one. When I was a little girl, I earned my allowance by learning about the Stockmarket and how interest rates worked with my father. Then as a teenager, my father would practice buying stocks with me and even guarantee my losses. I had no idea what a good deal that was as I thought he should guarantee my gains too. We had a lot of fun, and it was a wonderful way to spend time together. I learned to love the idea of markets, how the money could grow and to consider the different financial opportunities that were waiting to be discovered. I saw the markets and investment as an integral part of the American Dream and freedom. It should have been no surprise when I became a professional financial advisor after college. But I wasn’t hooked until I sat with my first clients and saw how much emotional stress they had around money, and was excited to help them feel empowered and able to direct their financial future.

2. What compelled you to write the book, The End Of Scarcity, The Dawn Of The New Abundant World?

In 2008, I got lucky and saw the great financial crisis coming ahead of time. Though I got clients out of the market when the system collapsed, I was sure I was missing something in my worldview about money. It sent me on a seven year journey around the world doing research that led to a whole new understanding of what we use as money today and how the money we are using is actually the source of scarcity or “not enough-ness—that pressured feeling of chasing money” that plagues our society and the world. 

I discovered the lost history of money and was blown away by its brilliance, intrigue and insight. I saw that all people before us have had these very same challenges of being able to efficiently access credit, store the value of work contributed and have stable economies free of sudden booms and busts. It became apparent that the magic key which determined whether society thrived or struggled horribly was how ‘the money’ they used was designed, the way the money came into existence, and who controlled it. There were two ways to design money: The scarcity model or The abundance model. I knew I had to find the way we could reintroduce the abundance model and help humanity create the world it longs for and it became a passion for the beautiful future that is easily possible. 

3.) What is your opinion on the Basic Income Movement and other similar initiatives?

This is a tricky one. For as much as a Universal Basic Income sounds enticing it is wrought with challenges and ultimately becomes unproductive. Because when a basic income is given as payment to all residents of New York City, for example, those with rental properties no longer have investment risk to see that rent gets paid. Rent prices quickly rise because payments are secured by guaranteed checks in the mail and the market rate for rent is no longer connected to how productive people really are. Property values would have pressure to rapidly go up even more as those with in savings would be incentivized to buy up all the rental property with no risk tenant income streams. This would happen in many different parts of the economy. It’s a feel-good that sounds good, that actually distorts and disempowers people detaching them from the power of their labor and contributions to society. 

This is how rentier economies have been locked in when people own nothing and rent what the generation before them owned. The most dangerous part about this payment is the dependency they create and ultimately, the total control over society because whoever is in charge can change them or make certain behaviors mandatory to receive them. And as the old saying goes, “the worm turns” What we think is ok will almost certainly be used against us or be the opposite of how it began. 

Debt forgiveness, on the other hand, does have merit. But it needs to be across the board. So if a debt is being wiped out for some students with debt, then payments in an equal amount need to be given to those who paid directly or repaid the debt. In this instance, payments must be issued to avoid inflation. If this can be done with some forethought it could be productive. 

4.) What would you tell your 25 year old girl self to invest in?

Herself. The most important investment any young woman can make is in herself. Be brave. Choose work and a way to truly contribute to others that is in alignment with her talents and natural strengths. Life is short, and work is meant to be something that develops her talents, and presents challenges for her to transform into opportunities to grow. Put effort into seeing how she can dream, explore and contribute to creating new possibilities of what her life can be about. And! Start with a financial plan and outline prospective goals, especially savings goals. Paying bills, and living within her means helps create a solid sense of stability and peace of mind. Starting early is the key to success. Fund the savings goal first every month before any other commitments are made. 

5.) What do you op to achieve with your book? 

I hope to create a whole new worldview. Especially for young people who are the future. My hope is that everyone who reads or listens to the wisdom on the pages will learn the truth about what money is meant to be and how our contributions are what gives money its effective value. The book contains the information we all should have received in first grade, and it shows how society can come together- without getting stuck in politics- and create a world that works for everyone. 

The truth is, we are all born wealthy. Because each one of us has unique talents, skills, and passions. We are just missing some important information about money and money systems. The book closes that gap while it empowers all humans to create a beautiful future. It is possible, and what’s amazing is that it is less difficult than what most can imagine.

About Kristen

Kristen Ragusin is a professional wealth management consultant with twenty-five years of experience. Investing over $150 million, she helps clients navigate markets and achieve financial goals. She is a certified digital currency professional and earned her Master’s Degree from the Fletcher School of Law and Diplomacy at Tufts University. Kristen holds certificates in FinTech from the Massachusetts Institute of Technology and in Money and Society from the University of Cumbria, London. She loves the adventure of Life and everything it brings from the many kinds of people to the wonders of Nature. She has traveled throughout the world. Her many journeys include climbing Mount Kilimanjaro, hiking through the Sahara Desert, and studying at a spiritual school located in the foothills of Southern India.  Check out her website at https://www.theendofscarcity.com/ and get social with Kristen on IG  |  FaceBook  | Twitter | Linkedin!

10 Habits of Highly Effective Students

Every person develops certain habits throughout his life. Some of them are useful and help the individual to cope with difficulties, simplify his life. Others are harmful, appearing in his life sometimes spontaneously and aggravating the situation, health, etc.

During his studies, the student also develops his specific habits. The experts of Writemyessay service have prepared a list of the most useful habits of a successful student.

Habit #1. Attendance

Already from the very beginning of the study, it is possible to note the student’s attitude to the chosen profession, subjects, etc. Avid truants, who were “stretched” grades at school, will not last long and will also begin to skip.

Attending all classes is an exceptionally useful habit for a student. It helps to stick to the daily routine, prioritize (study first, and then – everything else), instills discipline and self-organization. Moreover, full attendance is often valued by university teachers. They are ready to make concessions to such students, and additional bonuses are provided when evaluating progress with the “rating system”.

Habit #2. Independent work of a student

Students’ independent work includes preparing homework, studying individual questions for seminars, conferences, etc. Sometimes it seems that the activities performed (taking notes, solving problems, etc.) in the future will not be useful to the specialist in the performance of his duties. This is not the case. A highly skilled professional must have sufficient knowledge and skills to provide quality services.

Completion of assignments contributes to gaining deeper knowledge, improving previously acquired skills, and acquiring new skills, which makes a college graduate more savvy and attractive to employers.

Habit #3. Extracurricular activities

It is in the nature of a student not to do only one thing, only study. During the student years, people are full of ambition, energy, desires, which they strive to fulfill. It is important to find their interests, hobbies, and devote time to them. This approach will not only allow them to distract from the daily routine, to unwind, to have fun, but also to make new friends, like-minded people, etc.

Often there are many different sections of interest: sports, art, etc. Don’t sit at home and don’t get hung up on your studies, otherwise, you could just “burn out professionally.” Develop all-around with benefits for body and soul (in a good sense of the word!).

Habit #4. Rest

To stay at couples in a half-asleep state, it is important to adhere to the regime of the day. Experts recommend that students go to bed no later than 00:00. Sleeping less than 7 hours a night negatively affects the work of the CNS: new material simply can’t be absorbed, and old material is difficult to remember. The body is not in the mood for study: it requires rest.

Try to do all the things and plans in time, while not forgetting about good nutrition and sleep.

Habit #5. Independence

Students rarely keep track of time and often find themselves on the verge of having a term paper defense tomorrow, and the student has only the topic of the project and nothing else. Try to do it yourself! Learn to react quickly and adequately to difficulties and find ways to overcome them.

Doing tasks yourself will not only allow you to gain new knowledge and skills but also become more responsible and prudent. But if self-sufficiency and independence are not yet your strong points, look for help on the side. Check out paperhelp review websites to choose a reliable company for good results.

Habit #6. Repetition

Repetition is probably one of the most useful habits for students, which eases their lot during the session. If you periodically reread passed material, it will be better remembered and absorbed. Therefore the preparation for exams and tests will be much easier.

Habit #7. Reading books

Today’s students give up on regular books and try to spend less of their time reading. Development is impossible without reading books. It is important not only to study what educators try to instill during lectures and seminars but also to choose independently (artistic or scientific works) to improve professionalism and personality. This approach will make the university graduate more erudite, savvy, broaden his horizons, facilitate problem-solving, etc.

Habit #8. Take notes

Scientists have proved that the most reliable way to memorize information and assimilate it is by taking notes. While taking notes, visual memory is activated, the student himself filters the information and writes down only the important points.

Habit #9. Limit the time you spend on the Internet

The Internet and gadgets are not always beneficial. In addition to academic activities, students are often addicted to other things online: social networking, games, part-time jobs, etc. It is important to know that every activity should have a measure. It is best to set a certain limit to the use of the Internet, so as not to get a “virtual” addiction and not to waste their time.

Habit #10. No blank spots

A successful student tries to make sure that there are no blank spots in his studies. If he does not understand a lecture, he understands it by himself or asks for help from a teacher. The same with the results of the test or independent: if he does not understand what was assessed, he explains with the teacher, and often seeks its increase. So do not leave blank spots for yourself: try as quickly as possible to find out what was not clear.

And if the development of useful skills does not go as fast as you would like, and there are problems with the preparation of academic papers, a student help service like this website will assist you. The experts will help you with difficult questions, and your studies won’t suffer.

90 Books From All Of Your Favorite Genres Published In 2021

The ultimate list of 90 new books that will fit whatever genre you love.

I don’t know about you, but one of my favorite things about winter is curling up with a good book under a fluffy blanket with hot cocoa within reach. No matter what genre you love – romance, bios, sci-fi, etc. – there’s definitely something in this list for you. These books have also been very recently released, which means you’ll be among the first to read them. Here are 90 books that fit your genre, whatever it may be.

Romance:

For the Love of April French – Penny Aimes

Heartbreak for Hire – Sonia Hartl

Incense and Sensibility – Sonali Dev

Neon Gods – Katee Robert

Seven Days in June – Tia Williams

The Girl With Stars in Her Eyes – Xio Axelrod

The Intimacy Experiment – Rosie Danan

Love at First – Kate Clayborn

The Ex Talk – Rachel Lynn Solomon

Shipped – Angie Hockman

Mystery

The Last Thing He Told Me – Laura Dave

The Maidens – Alex Michaelides

The Wife Upstairs – Rachel Hawkins

Local Woman Missing – Mary Kubica

When the Stars Go Dark – Paula McLain

For Your Own Good – Samantha Downing

The Night She Disappeared: A Novel – Lisa Jewell

The Man Who Died Twice – Richard Osman

A Slow Fire Burning: A Novel – Paula Hawkins

Too Good to Be True – Carola Lovering

Sci-Fi/Fantasy

The Nature of Middle Earth – J.R.R. Tolkien

The Body Scout: A Novel – Lincoln Michel

The Last Graduate – Naomi Novik

The Brides of Maracoor – Gregory Maguire

Perhaps the Stars – Ada Palmer

Noor – Nnedi Okorafor

Termination Shock – Neal Stephenson

Alien³: The Unproduced First-Draft Screenplay by William Gibson – Pat Cadigan

Truth of the Divine: A Novel – Lindsay Ellis

The Veiled Throne – Ken Liu

Horror

Later – Stephen King

The Last House on Needless Street – Catriona Ward

The Mary Shelley Club – Goldy Moldavsky

The Final Girl Support Group – Grady Hendrix

The Book of Accidents – Chuck Wendig

My Heart is a Chainsaw – Stephen Graham Jones

Revelator – Daryl Gregory

A Broken Darkness – Premee Mohamed

Whisper Down the Lane – Clay McLeod Chapman

The Drowning Kind – Jennifer McMahon

Poetry

Many Kinds of Love: A Love Story of Life, Death and the NHS – Michael Rosen

A Blood Condition – Kayo Chingonyi

Wicked Enchantment: Selected Poems – Wanda Coleman

Teeth in the Back of My Neck – Monika Radojevic

Rotten Days in Late Summer – Ralf Webb

Poems: 1962-2020 – Louise Glück

Call Us What We Carry: Poems – Amanda Gorman

The Crossing – Manjeet Mann

Sho – Douglas Kearney

Glass Constellation: New and Collected Poems – Arthur Sze

Young Adult

Roman and Jewel – Dana L. Davis

Be Dazzled – Ryan La Sala

Lore – Alexandra Bracken

Happily Ever Afters – Elise Bryant

You Have a Match: A Novel – Emma Lord

The Girls I’ve Been – Tess Sharpe

City of Villains – Estelle Laure

Written in Starlight – Isabel Ibañez

Hot British Boyfriend – Kristy Boyce

These Feathered Flames – Alexandra Overy

Historical Fiction

Band of Sisters: A Novel – Lauren Willig

The Rose Code: A Novel – Kate Quinn

Our Woman in Moscow: A Novel – Beatriz Williams

The Secret Keeper of Jaipur – Alka Joshi

The Forest of Vanishing Stars: A Novel – Kristin Harmel

Three Words for Goodbye: A Novel – Hazel Gaynor and Heather Webb

Harlem Shuffle – Colson Whitehead

Of Women and Salt – Gabriela Garcia

The Social Graces – Renee Rosen

The Personal Librarian – Marie Benedict and Victoria Christopher Murray

Non-Fiction

Somebody’s Daughter: A Memoir – Ashley C. Ford

The Unfit Heiress: The Tragic Life and Scandalous Sterilization of Ann Cooper Hewitt – Audrey Clare Farley

My Broken Language: A Memoir – Quiara Alegría Hudes

White Magic – Elissa Washuta

Crying in H Mart – Michelle Zauner

Empire of Pain: The Secret History of the Sackler Dynasty – Patrick Radden Keefe

Cultish: The Language of Fanaticism – Amanda Montell

A Little Devil in America: Notes in Praise of Black Performance – Hanif Abdurraqib

Animal, Vegetable, Junk: A History of Food, From Sustainable to Suicidal – Mark Bittman

Please Don’t Sit on My Bed in Your Outside Clothes – Phoebe Robinson

Biography/Autobiography

The Contrarian: Peter Thiel and Silicon Valley’s Pursuit of Power – Max Chafkin

Philip Roth: The Biography – Blake Bailey

The Storyteller: Tales of Life and Music – Dave Grohl

Goodbye, Guns N’ Roses: The Crime, Beauty, and Amplified Chaos of America’s Most Polarizing Band – Art Tavana

Hollywood Eden: Electric Guitars, Fast Cars, and the Myth of the California Paradise – Joel Selvin

The Triumph of Nancy Reagan – Karen Tumulty

Unfinished: A Memoir – Priyanka Chopra Jonas

The Almost Legendary Morris Sisters: A True Story of Family Fiction – Julie Klam

The Young H. G. Wells: Changing the World – Claire Tomalin

Power Play: Tesla, Elon Musk, and the Bet of the Century – Tim Higgins

Check out some of these reads and see if you can borrow them from the library (old-school style), download them to your electronic devices, or purchase them to keep it all to yourself. Happy reading!

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About the Author

Emmie Pombo is a latte and tattoo-loving Tennessean who specializes in mental health and beauty writing. She holds a degree in Journalism and a certification in Makeup Artistry and Airbrushing. Follow her on Instagram, Facebook, and Twitter.

10 Insightful Reads That Perfectly Confront The Reality Of Mental Health Struggles

The only thing better than finding a good book is finding a book that focuses on characters you can identify with. As someone who struggles with depression and anxiety, I find it extremely comforting when I read about characters that face similar mental health struggles. It feels nice to know that I’m not alone and that there are others who have overcome similar mental and emotional obstacles. Here are a few books that center on characters that take on things such as anxiety, depression, OCD, schizophrenia, suicidal thoughts and more.

*FYI: If you happen to purchase any of the products on this list, we may receive a portion of the sales. Thanks for reading!

10. The Perks of Being a Wallflower by Stephen Chbosky

Charlie is a fifteen-year-old boy struggling to cope with the suicide of a close friend. Charlie struggles with fear and anxiety that is only magnified by the fact that he’s about to start high school. As a way to manage his emotions, he starts writing letters to a stranger. Charlie makes new friends, Sam and her step-brother. These two new friends take him under their wing.

Get it on Amazon

9. It’s Kind of a Funny Story by Ned Vizzini

The story follows Craig Gilner, a high school student from New York. He struggles with stress and depression. These mental issues escalate after he’s enrolled in an Executive Pre-Professional High School. In an attempt to deal with the issues he starts seeing a psychologist and is prescribed anti-depressant medication. When he finds himself contemplating suicide, he reaches out to a suicide hotline and is advised to seek help at an adult psychiatric clinic in Brooklyn. This experience exposes him to individuals with their own significant problems, much like his. He meets people who impact him in a way he never expected and even falls in love.

Get it on Amazon

8. All the Bright Places by Jennifer Niven

The popular girl and the school freak –two students who might have never crossed paths until the day they both find themselves at the exact window ready to jump out and end it all. Theodore, known for being quite “different,” is able to talk Violet out of jumping. What happens when two individuals from different worlds find out they can actually help each other?

Get it on Amazon

7. Fangirl by Rainbow Rowell

Cath and her twin sister Wren are huge Simon Snow fans, much like the rest of the world they read and re-read the books and eventually became ensconced in Simon Snow forums. They began writing fan fiction. They are starting college and Wren has drifted away from the fandom, but Cath remains loyal. Cath is facing a lot of change, no longer rooming with her twin sister or sharing every aspect of their lives like they once did. The story follows Cath as she takes on these changes and constantly wonders if she can do it—without her sister and the life she had grown accustomed to.

Get it on Amazon

6. Crazy for Alice by Alex Dunn

This book is a cross between the universes of Donnie Darko and Pleasantville. Sixteen-year-old Ben Howard has accidentally killed his father. His suicide attempt lands him in a mental asylum. It’s in this asylum that he’s able to escape his guilt and tortured emotions to discover a new world where he leaps from one environment to another, eventually meeting Alice—who steals his heart. The thing is, no one believes him when he returns from this world—he’s been in a coma the entire time.

Get it on Amazon

20 Nicholas Sparks Quotes That Are Guaranteed To Give You All The Feels

Nicholas Sparks is best known for his incredible love stories — The Notebook, Dear John, The Longest Ride, all amazing, all written by him. Granted, I must admit, I’m a sucker for a good romance novel.

But it isn’t just the romance or the passion that draws me to his stories. It’s love.

Love is a huge part of our lives, in every sense. We love our significant others, our families, our friends, and some are even fortunate enough to love their jobs. even our love between friends. Love is the glue that binds us and holds our lives together.

Then it’s no surprise that writing about love, and the triumphs and tragedies that it brings into our life, leads him to write some of the truest words about life itself — that somehow, connect to our souls. 

Sparks has many memorable lines, like when Noah tells Allie that he wants all of her every day in the famous The Notebook scene, but what about some of his less famous lines, like the ones about life itself? The ones that speak such truth about what people go through on a regular basis, the trials, and tribulations, the ups and downs of this magnificent journey we call life.

It seems as if anyone can relate to Nicholas Sparks quotes, at least at some point in their life.

1. “People will tell you most of the story… and I’ve learned that the part they neglect to tell you is often the most important part. People hide the truth because they’re afraid.”
Safe Haven

2. “Don’t take my advice. Or anyone’s advice. Trust yourself. For good or for bad, happy or unhappy, it’s your life, and what you do with it has always been entirely up to you.”
The Best of Me

3. “When you chase a dream, you learn about yourself. You learn your capabilities and limitations, and the value of hard work and persistence.”
Three Weeks With My Brother

4. “In the blink of an eye, something happens by chance – when you least expect it – sets you on a course that you never planned, into a future you never imagined.”
The Lucky One

5. “I’m not sure anyone’s life turns out exactly the way they imagine. All we can do is to try to make the best of it. Even when it seems impossible.”
Safe Haven

6. “There are moments when mental overload can render words impossible.”
The Choice

7. “People want pretty much the same things. They wanted to be happy. Most young people seemed to think that those things lay somewhere in the future, while most older people believed they lay in the past.”
Nights in Rodanthe

8. What happens in the past, is in the past. But don’t be surprised if it comes back and haunts you.”
The Last Song

9. “You’re going to come across people in your life who will say all the right words at all the right times. But in the end, it’s always their actions you should judge them by. It’s actions, not words, that matter.”
The Rescue

10. “When you’re struggling with something, look at all the people around you and realize that every single person you see is struggling with something, and to them, it’s just as hard as what you’re going through.”
Dear John

11. “Nothing that’s worthwhile is ever easy. Remember that.”
Message in a Bottle

12. “Life was messy. Always had been and always would be and that was just the way it was, so why bother complaining? You either did something about it or you didn’t, and then you lived with the choice you made.”
The Best of Me

13. “He often felt that too many people lived their lives acting and pretending, wearing masks and losing themselves in the process.”
The Choice

14. “Silence is pure and holy. It draws people together because only those who are comfortable with each other can sit without speaking.”
The Notebook

15. “It was just a normal day, a day like any other. But most of all it was a day in which everything was exactly the way it should be.”
The Choice

16. “I have faith that God will show you the answer. But you have to understand that sometimes it takes a while to be able to recognize what God wants you to do. That’s how it often is. God’s voice is usually nothing more than a whisper, and you have to listen very carefully to hear it. But other times, in those rarest of moments, the answer is obvious and rings as loud as a church bell.”
The Last Song

17. “Dreams are always crushing when they don’t come true. But it’s the simple dreams that are often the most painful because they seem so personal, so reasonable, so attainable. You’re always close enough to touch, but never quite close enough to hold and it’s enough to break your heart.”
Three Weeks With My Brother

18. “Things changed, people changed, and the world went rolling along right outside the window.”
Message in a Bottle

19. “I’ve learned that we’re all entitled to have our secrets.”
The Notebook

20. “Maybe I don’t want to be defined by what I do. Maybe I’d like to be defined by what I am.”
Safe Haven

20 Must-Read Books For Halloween Lovers

It’s October which means a lot of pumpkin-flavored drinks, pumpkin-themed foods, cozy sweaters and most importantly — Halloween! This creepy time of year is the perfect chance to curl up on the couch with a hot cup of tea, coffee or an overpriced pumpkin spiced latte (it’s okay, we aren’t judging you) and great books that will make the hair on the back of your neck stand up. There are the books that keep you entertained and there are the books that stick with you long after you’ve read them. Whether you prefer books of the ghost story variety or the psychological thriller that keeps you turning the page, we’ve got the perfect list of book recommendations for your October reading list!

20. The Haunting of Hill House:

Dr. Mantague, an occult scholar, wants to use science to prove the existence of supernatural activity at the Hill House. The mansion with a scary history will be the setting for his experiment. The subjects, Eleanor Vance and Theodora are the only two who respond to his invitations. Luke, nephew and heir to the Hill fortune are also invited to take part in the experiment. As the guests all settle into the house, they are quickly aware of its powers…

19. Ghost Story:

Four old men gather to share stories in a sleepy town, Milburn, New York. They enjoy sharing their scary stories, both real and made up, as a means of distraction from their quiet lives. One story, a chapter of their lives as young men, is back to haunt them. The mistake, a horrific accident they believe was left buried in the past, will show them not all sins go unpunished.

18. The Woman in Black:

Arthur Kipps is an up-and-coming lone lawyer from London sent on an assignment to a far away town to help settle the affairs of a client, Mrs. Alice Drablow who resides at the Eel Marsh House. Kipps is unsuspecting of the assignment that will change his life forever–the secrets that lie within the mysterious house will haunt him for the rest of his life.

17. Hell House:

Stephen King has declared this book “the scariest haunted house novel that’s ever been written,” so we have to take his word for it. Belasco House, aka “hell house,” is the Mount Everest of haunted houses. Despite the horrendous events that have occurred at the house, four individuals set out to uncover this evil house’s secrets.Will these brave individuals outlast the evil that resides at the Belasco House?

16. I Remember You:

Three friends make a business venture and purchase an isolated home in hopes of turning it into a bed and breakfast in an Icelandic village. While they work hard to renovate the rundown home, they quickly realize they aren’t alone. A fierce presence lets them know they aren’t welcome. Then there’s a young doctor across town investigating the suicide of an elderly woman who he discovers was obsessed with his son, who vanished. These strangers will soon find out their stories will collide to reveal a terrifying truth.

25 VALUABLE BOOKS FOR ENTREPRENEURS TO FUEL YOUR SPIRIT

Being an Entrepreneur is a very hard thing to do. You are not even sure if you are going to make it or end up unsuccessful. Adding to your entrepreneurial knowledge through books is a great idea, but when it comes to putting that knowledge into practice, consider using professional llc services to ensure the legal foundation of your business is solid and correct.

  • The Art of  The Start: The Time-Tested, Battle-Hardened Guide for Anyone Starting Anything

How do you turn your ideas into action? How do you establish a brand without cash? Find out the answers to these questions in this powerful book written by Guy Kawasaki.

  • Thrive-  Arianna Huffington

Written by the co-founder and editor-in-chief of the Huffington Post, this book gives you ideas on how to make changes in your life, manage your time and business without neglecting yourself.

  • Think and Grow  Rich

Napoleon Hill, was hired to find out the traits that made people successful in life. The findings; It is all in the mindset and psychology. Read on to find out more.

  • The Art of  Social Media- Guy Kawasaki And Peg Fitzpatrick

This book gives you an idea on the highs and lows of marketing and networking and how to use social media to grow and expand your business. Find out how complete with tactics that have been proven to work.

  • The 7 Habits  of Highly Effective People- Steven R Covey

This book has been highly acclaimed in its 25 years of existence. It gives you lessons on change that can help transform your life.

  • The  Entrepreneurial Spirit Lives: 25 Tales to Help Entrepreneurs Start, Grow and Succeed  in Small Business- Cavanaugh  L. Gray

This book mainly focuses on small and medium enterprises that are home based. Cavanaugh Gray shares inspiring stories of his diverse business experience over the years, as the founder of The Entrepreneur Café LLC.

  • Money  Master the Game- Anthony Robbins

There is so much that you can learn from this book. Anthony details his 7- step blueprint to guarantee your financial success in this hard economic times. Read on expert advice to dispel any myths that might rob you of your financial dreams.

  • The 4 Hour  Work Week- Timothy Ferris

This book is a bestseller in time management. It advises you on how to live more and work less.

  • The  Productivity Project- Chris Bailey

How do you maximize productivity in your organization? This book offers you over 25 business practices, that will help you achieve more, in your business. It gives you tips on managing time and energy for an efficient life.

  • The  Alchemist- Paulo Coelho

If you want to gain the wisdom of listening to your heart, recognizing opportunities, following your dream, learning to read signs strewn along life’s path, then this is the book for you.

  • Creativity  Workout: 62 Exercises to Unlock Your Most Creative Ideas

Edward de Bono opens our eyes on several methods that you can use to bring out the creativity in you. This book gives you insights that can help you succeed beyond your limits.

  • The New  Business Road Test: What Entrepreneurs and Executives Should Do Before Writing a Business Plan- John Mullins

Gain effective insight on mistakes that can finish up your business even before it starts. The book gives you guidelines on effective risk management and prevention. Also there you can find reviews of companies and what business plans they used.

  • The Toilet  Paper Entrepreneur- Mike Michalowicz

Are you a startup owner, with a previous failed business, no business plan and no cash? Here is the book for you.

  • How to Win  Friends and Influence People- Dale Carnegie

If you are running a social business, this book will give you People Skills 101; How to interact and influence.

  • The  Entrepreneur Mind- Kevin D. Johnson

At the end of reading this book, you will have developed a mindset for success by simply changing your thoughts.

  • The Art of  Nonconformity- Chris Guillebeau

Get rid of all your assumptions about life and work. You don’t have to conform to succeed. Use alternative options and live on your own terms.

  • Influence the  Psychology of Persuasion- Robert Cialdini

How can you be more persuasive and make people say yes to your business? It is all about understanding yourself and others. This book will give insightful ideas on marketing your business.

  • The Best of  Guerilla Marketing; Guerilla Marketing Remix

This is a great book for all your marketing needs; branding, networking, social media, etc. find out the latest tools, secrets and strategies in marketing.

  • Entreleadership:  20 Years of Practical Business Wisdom from The Trenches- Dave Ramsey 

Learn how to be a great leader, while growing yourself and your business at the same time.

  • She Takes on  The World- Natalie Macneil

This book is highly suited for female entrepreneurs. It serves as a guide to being your own boss and living your life with a purpose of sharing experiences of entrepreneurial women. If you feel lost, then this book will serve as a guide to your destined awesome path.

  • Rework-  Jason Fried

What if there is a way, that you can do less planning and more actual doing? Can you set your own challenges, to succeed better and faster? Jason argues that sometimes, a plan might be harmful to your business. Find out here.

  • Blink-  Malcolm Gladwell

Why are the best decisions always the ones that are impossible to explain to others? Can you think without thinking? This book tells you that sometimes your greatest strength is in trusting your instinct, and spending less time second guessing yourself.

  • Blog to Win  Business- Henneke Duistermaat

This is a great book for those who blog as a business. It provides you with the vital skills that will ensure your readers remain enchanted and customers glued to your blog posts.

  • Conscious  Capitalism- John Mackey And Raj 

Conscious capitalism can be defined as a business that takes care of the interests of all its major stakeholders; internal and external. This book gives you ideas on how to run your business in a holistic manner.

  • The $100  Startup- Chris Guillebeau

Chris travels across over 175 nations. He identifies 1,500 individuals, who have built businesses earning $50,00 or more, from an investment of $100 or less. In this book, he shares 50 most inspiring case studies. You can check this out here.

Did I miss your favorite? I know, there are millions of entrepreneurship books out there and I couldn’t capture all of them. Check them out, you will gain lots of insightful ideas along the way. Happy reading.

13 Reasons Why You Should Still Be Going to the Library

Though you may have found yourself relying much more on the Internet and tablets for reading books and gathering information, there is still one building that should always be on your list of places to go: The Library!

Despite the rise in Internet usage and ebook publishing, public libraries aren’t going anywhere. In fact, they’ve seen a 32.7% increase in physical visits from 2001 to 2010. If you want to see what all the fuss is about when it comes to these magical realms, then read on.

  1. The feel of a physical book is lovely. Ebooks certainly take up (way) less space, but they don’t have one thing that physical books have: the feeling of turning the page. You also get that unique book smell that so many people find intoxicating. Admit it: You love it.
  2. You can read books for free. Although this has always been an obvious draw for libraries, it bears repeating: you can read books for free. Yep, just pick up a book, check it out, and bring it home for weeks of entertainment.
  3. You can borrow other stuff besides books. DVDs, Blu-rays, audio books—you can borrow these things, too. Sure, Redbox lets you rent a DVD for only a couple of bucks, but free is always better, right?
  4. There are lending options for ebook-lovers. Public libraries are well aware that people love ebooks. Rather than staying in the past, many libraries are getting with the times and offering an ebook borrowing service—for free. Check out your local library’s website or talk to a librarian to see what they offer.
  5. Free classes are where it’s at. Want to learn how to use that fancy new software? Take a yoga class? Maybe you want to learn how to paint. Good news: Public libraries have a wide variety of classes for free.
  6. You can always use the computers for free. When the Internet is down at your place, you can bring your laptop to the library for some free wifi without being guilted into buying a cup of coffee. And, if you only have a desktop computer, you can use the PC stations free of charge.
  7. They specialize in local history. If you’ve ever wondered about the history of your town, this is the place to go. Libraries collect everything they can from their town, including maps, genealogy of local families and books written by local authors, among other things. Likewise, if you’re into history and are always looking to learn more about the past, then you’ll probably enjoy some of the best history books around.
  8. You can meet new people—in person! Public libraries are just one more way to meet people in person. If you love books, then this is the place to find other book lovers. Heck, you might even come away with a date as well as a stack of books.
  9. It’s your one-stop shop for government paperwork. Need income tax forms? Or register to vote? You can always get this stuff at the library.
  10. You can pick the brains of librarians. Sometimes you’re looking for something, but you just don’t know how to find it. Maybe it’s a book about a type of diet, but you don’t know the name. Or you read a great book years back, but don’t remember who the author was. Visit the reference desk—they’ll help!
  11. Libraries are growing with the times. Although they still have stacks and stacks of great books, libraries aren’t the soon-to-be-extinct dinosaurs that nay-sayers would lead you to believe. In addition to the aforementioned ebook lending library, these meccas of culture have other new-fangled ideas. My local library even has a 3D printer that anyone can use for free.
  12. Material in the library is much more trust-worthy. Sure, you can find a lot of information online, but can you trust it? In a lot of cases, online information isn’t well-researched or it’s based off of fake data. If you want a better chance of finding something real, go to the library.
  13. Nothing replaces aimless browsing among the stacks. Let’s say you’re looking for a new book to read. Sure, you could click around Amazon and find something, but it doesn’t feel the same as walking amidst the stacks, looking for the spine of a book that calls out to you. Sorry, Internet…libraries and bookstores win out on this one.
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