How Women Can Protect Their Financial Assets Post-Divorce

Kim Kardashian’s recent split from husband, Ye, has shown us just how unprepared we may become in the midst of a divorce from our partners. None of us get married with the assumption that a divorce is inevitable, and we don’t want to plan our lives accordingly, but in any marriage, you can’t predict what your future situation will be.
However, it is important to protect one’s financial assets after a divorce. Here, an experienced and skilled divorce lawyer can provide insight into the range of options and help craft an agreement that works best for each individual based on their particular situation. With divorce involving both legal and financial components, working with a divorce lawyer can ensure all aspects of the divorce process – including legal documents and paperwork – are handled appropriately.

Let’s talk credit…

One of the most important financial aspects to understand after a divorce is the effect it can have on your credit. While a divorce decree may break down who in the relationship will be responsible for any specific debt, your original loan documents will remain unchanged. Joint credit remains joint credit even after a divorce.
In the eyes of the lender, you are contractually responsible for that loan, and any late or missed payments will still affect your credit. Ideally, your divorce decree will specify that any joint credit accounts will be closed and refinanced individually. If not, this should be done as soon as possible – especially with credit cards where your ex-partner could continue adding additional charges that you will be jointly responsible for!
You can pull your free credit report online at annualcreditreport.com, and review it for any forgotten joint credit accounts that may be lingering under you and your ex-partner’s names.
Remember that store account you opened together three years ago to purchase a new refrigerator? It may still be open, even after it was paid off.

The 4-step process…

Most partners will find themselves living on less income after a divorce. This makes it even more pertinent to assess your new financial situation and make a plan for the future. Leigh Singleton, Director of Financial Education at Monifi, suggests using an easy 4-step process to assist in getting your finances back on track.

1. Assess the Now.

When assessing your current financial standing, Leigh recommends constructing a document listing your assets (banks accounts, investments, retirement funds, etc.) in one column and your outstanding debt balances in an alternate column – this allows you to fully work through all of your financial assets and recognize them in real time.

 2. Identify Your Goals.

Take a close look at the document you created and decide what you’d like to change. Are you hoping to pay off your card debt? Save for a girl’s trip to the Bahamas? Start or add to your retirement fund?

3. See Where Your Money Goes.

Track your expenses over the following months. You may be surprised at some of the areas money is sifting through your fingers. Banking apps such as Monifi make it easy to track your expenses by automatically categorizing your transactions for you.

4. Create a Spending Plan.

Use your selected app or spreadsheet to create expense categories such as rent/mortgage, food, dining out, kid’s sports, etc. and indicate a monthly budget for each line item. It may take a few months to stay true to the allocated spends, but don’t despair, change takes time.
Getting your finances on track during a marriage can be difficult, and divorce adds another layer of complications. Creating financial freedom as early as possible, even within a healthy and strong relationship, will assist both partners in the long term. Leigh reminded us “financial freedom doesn’t necessarily mean you have as much money as you need to buy everything you want. What it really means is understanding and planning your financial life.”

17 Struggles Only People With Big Butts Will Understand

Having a big butt is both a blessing and a curse. Sure, women like Nicki Minaj have paved the way for us to be sexy, curvy and every man’s dream. But, it’s hard to be super happy with your behind when you have to constantly worry about how you look, where you’re going to find some pants that fit you and – you’re always looking like a girl in a rap video.

1. Every skirt becomes a mini-skirt.

No matter what size you get it in or how long it is on the rack, your big ol’ booty makes it look way, way shorter.

2. You can never find good jeans.

Whenever you find a pair you like, they either don’t fit around the butt, or they do and they’re too loose on the waist.

3. Therefore, you’re always wearing belts.

You have to get that waistband tight around your skin, so the tightest notch on the belt is your go-to.

4. Ripping pants has happened, multiple times.

Your favorite pair of jeans? Well, cherish them as long as you possibly can, it’s only a matter of time before you end up ripping them right down the middle.

5. Certain chairs just don’t do it for you.

When you’re in college or high school and you have to squeeze your butt into those attached chair/desks, prepare to have a bit of side booty hanging off the edge.

6. People can never buy you clothing as gifts.

Your pants size varies so much that people would thinkyou are 12 different people when going through your wardrobe.

7. Leggings are your best friend/worst enemy.

Whenever you wear leggings, they either are too tight where they’re see-through or, they look like spandex or lingerie.

8. You always think people are checking out your ass.

Walking in front of anyone is always nerve-wracking because you think people are always staring at your backside.

9. Any outfit looks slutty, without even trying.

Dresses always are too short, bikinis look like thongs, shorts look like underwear – it’s not our fault, it just happens.

10. You’ve heard “Baby Got Back” 10439483209483290 times.

And your friends love to sing it to you constantly.

11. You look like you belong in a rap music video.

Even though you really are in graduate school getting your masters.

12. Your plumbers crack is real…Too real.

Be careful when you bend over, your underwear always makes a guest appearance without your permission.

13. Roller coasters, airplane seats and train seats are your biggest enemies.

Don’t sit next to me on the train, I’m sorry that I take up my seat and yours.

14. People always think you can twerk.

I really, really, really have no idea how to shake my ass. I’m sorry to break your heart.

15. You always end up with one kind of guy.

“I’m an ass guy more than a boobs guy.”

16. Photos always make you look bigger than you actually are.

For some reason, your booty makes everything else just seem….big.

17. You always get compared to a Kardashian.

F*ck Kim and her fake butt.

25 Of The Most Savage Reactions To The Tristan Thompson And Jordyn Woods Cheating Scandal

Unless you live under a rock, or in a dark room in which you have no technology or access to social media—I’m sure as hell you’ve heard that the Kardashian/Jenner world is going through some serious drama right now. This week, the news broke that Kylie Jenner’s BFF, Jordyn Woods, hooked up with Khloé Kardashian’s boyfriend and baby daddy, Tristan Thompson. Yeah, Kylie’s best friend hooked up with her sister’s boo—can you imagine? Brutal.

Since the news broke, Khloé and her clan have basically confirmed the rumors on social media via comments and clap backs—and, reports have indicated that the Kardashians are totally dropping Jordyn from their circle/brand. As for Kylie, she’s been in denial for days, and, is reeling over the news that her bestie is a total thot.

While we may not know what’s going on behind those closed doors of Kris Jenner’s office—we can only imagine what kind of business calls are being made. And, of course, our lovely fans and followers on Twitter are here with the predictions of what will go down. God, I love Twitter during a celebrity scandal—don’t you?

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https://twitter.com/sanna_alqadri/status/1098241614491934720

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https://twitter.com/Thanksflop/status/1098201856474517505

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https://twitter.com/d_berbo/status/1098095647427825664

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https://twitter.com/MyleezaKardash/status/1097989538511765504

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https://twitter.com/niggawuuttt/status/1098206360850890752

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https://twitter.com/kingkyvng/status/1098013503128973312

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https://twitter.com/nyaaathreatt/status/1098205883375513600

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https://twitter.com/HiddenPower89/status/1098012377793073153

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https://twitter.com/wigglemyliggle/status/1098282217107791874

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https://twitter.com/Grxngy/status/1098229385352507397

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https://twitter.com/_trillayla1/status/1098012155620794371

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https://twitter.com/monaxcarti/status/1098021175483985920

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https://twitter.com/sarxho/status/1098098185640337408

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https://twitter.com/TheBeyDude/status/1098088454989041664

25.

Khloé Kardashian Claps Back At Haters Who Claim She Can’t Care For Her Baby With Long Nails

Everyone knows that the Kardashians are fashion icons in their own right. Love them or hate them, the entire family has made waves in the fashion and beauty industry for years. From their clothing lines to their endless beauty campaigns, from Kylie Jenner’s billion dollars Kylie Cosmetics line to Kim Kardashian’s KKW beauty brand—even with all those haters, they’re still laughing to the bank. One of the biggest tools that the Kardashian/Jenner family has on their side is social media. The sisters use Twitter, Instagram, and Snapchat to stay connected with fans and follows and blur that “wall” between regular people and celebrities.

Recently, Khloé Kardashian shared a photo of her new nails she had just got done, in a poppin’ bright red. KoKo is well known for having long claws. Personally, I hate long nails—but, that’s because I will stab myself in the eye because I’m a klutz. Khloé, on the other hand, has had long nails for years. Therefore, she’s had tons of practice of using her hands with these bad boys.

Immediately after posting her fresh mani online, Khloé started getting major hate from women and mothers online who claim it’s impossible to change her daughter, True’s, diapers with those long nails.

Obviously, it’s considered mom-shaming to drag the woman for enjoying her nails long—claiming she can’t care for True with those nails. That’s a load of sh*t. Sure, I may not like my nails long, but that doesn’t mean that women who do like their nails long are bad mothers. In fact, Khloé has been open about how hands-on she has been with True—seeing as she’s struggled for years trying to get pregnant. Having True, for her, is a true blessing. Therefore, she wasn’t going to let anyone drag her and the way she cares for her daughter.

Khloé posted on Twitter that she “manages just fine.” And, that she believes there are more serious things to discuss over whether or not she can change a diaper with those nails.

And, many people had Khloé’s back on this one.

https://twitter.com/shannonkardassh/status/1097545201650987008

https://twitter.com/harrysonlykissy/status/1097544976177790983

https://twitter.com/BarbObert/status/1097575834313986048

https://twitter.com/LoveAmeliaV/status/1097585990267482114

https://twitter.com/tayler_mariej/status/1097737146612371457

There you have it, y’all, Khloé ain’t here for your judgments.

Take A Look Inside Kim Kardashian And Kanye West’s House Of Horrors

Celebrity homes tend to be fairly extravagant. When you have the money to put into your dream house, the possibilities are endless. However, not every star’s residence makes us green with envy. Kim K and Kanye’s house, for example, is probably one of the most terrifying places in California.

On Valentine’s Day, Kanye West surprised Kim Kardashian with a private performance from the one and only Kenny G who was surrounded by hundreds of roses in the couple’s home.

And while most people were focused on Kanye’s romantic gesture, we couldn’t help but feel slightly unsettled by the look of their house.

@KimKardashian

I mean, are they getting ready to sacrifice a virgin in there or what?

This isn’t the first time Kanye has shown off his $60 million castle, though. Last April, the artist posted a series of photos from deep inside the house of horrors…

@KanyeWest

Dining room or mausoleum? We’ll let you decide.

@KanyeWest

Kanye shared more photos of the torture house on Kim’s birthday.

@KanyeWest

Um, excuse me, what kind of Shining bs is happening here?

@KanyeWest

And can we talk about these horrifying decorations?

@kimkardashiansnap

Don’t even get us started on the bathroom…

@kimkardashiansnap

It looks like the beginning of a Saw movie, and I for one will not be waiting around for this guy to show up.

Of course, we aren’t the only ones who are disturbed and confused by the West house of terror.

https://twitter.com/aslutley/status/1096213705510010883

https://twitter.com/bitiahdz/status/1096486253430595584

https://twitter.com/skyetran__/status/1096166630831345669

https://twitter.com/PrincessKy__/status/1096261244498165765

So, let’s go ahead and cross their house off our list of places to visit. K, thanks.

h/t BuzzFeed

Plus-Size Model Recreates Celebrity Photo Shoots To Promote Body Positivity

Body Positive?

In today’s society, it’s hard for a lot of women to feel comfortable in their own skin when models are constantly looking slimmer and slimmer every day.

Social Media

Add social media apps and photo editing tools into the mix, everyone feels like a gross, fat, ugly slob when they go online.

Perfectly Imperfect

The truth is, not everyone is “perfect” and the majority of the time, people only post and show photos they edited/filtered or the outcome of trying 100 times to get the perfect angle.

Self Esteem

While we know this to be true, it’s still a knock on our self-esteem when we see seemingly “flawless” girls flooding our newsfeeds while we sit in our sweatpants and messy buns.

Plus Size Heart

One plus-size model is using her Instagram, however, to clap back at those seemingly flawless women and make a new wave of beauty on her own.

Diana Sirokai uses her Instagram profile to show off her curves and what many would call “flaws” and promote body positivity. She poses in anything from tight dresses to lingerie with inspiring and moving captions. Her goal is to show other women who feel insecure about their bodies that their flaws can too be their power.

Remember You are just as special as the woman you idolise

I wanted to show the parts of my body that I thought they made me less of a beautiful girl and here I am as A beautiful young woman who turned her Flaws Into her own Power by just starting to Love them. #MyFlawsAreMyPower#ISlay@photo_karizza@delicatesavage

“I bet she can’t even fit in the bath” – I even have space for you boo boo #ButIGuessItsTooFancyForU?@photo_karizza

10 Things to tell yourself every morning before starting off your day. * I AM HEALTHY * AND   I AM STRONG
* I AM POWERFUL  AND * I AM HAPPY
* I AM BLESSED AND * I AM WEALTHY *AND  I AM GRATEFUL * TODAY I AM A BETTER VERSION OF MYSELF THAN YESTERDAY * I CAN DO IT
AND * I AM LOVED
#ConfidenceWithDiana?@photo_karizza

Diana also decided to pose up against two big models and influencers in the industry to showcase that plus-size women can also be praised and glorified the same way as thin women and models.

Kendall Jenner’s Real Skincare Routine Proves She’s A Shameless Scammer

When it comes to Kendall Jenner and the entire Kardashian clan, they will do just about anything for a dollar. Let’s be realistic, the entire family is worth over a billion dollars. But, how did they get there? Aside from Kim Kardashian’s sex tape and their TV show, the family banks it with endorsement deals, club appearances, and brand deals. Kris Jenner knows how to milk that industry dollar tree and will make damn sure she gets that 10% on every. single. contract.

Let’s just look through the Kardashian/Jenner Instagram #ad slots, shall we?

Flat Tummy shakes:

Teeth whitening kits:

Hair vitamins:

Tooth brushes:

Need I say more? The Kardashians and Jenners usually will do anything to make some paper—even if they support products that are unhealthy/do not work. So, when Kendall Jenner stepped out supporting an acne medication we almost forgot about—our heads turned.

First of all, Kris Jenner and the entire business family made it out to be that Kendall had some “big announcement.” The video was morbid and weird AF.

Then, before you know it, Proactiv—yes, the acne medication from the 2000s that celebs like Justin Bieber were supporting—said that Kendall was the “new face” of the company.

Yeah, the new face of acne medication.

We know that Kendall has struggled with acne and skin conditions in the past, as people have made fun of her for globbing on the concealer on the red carpet. But, does she really use Proactiv? Absolutely not. In fact, Kendall has been outspoken about undergoing different kinds of treatment for her skin. The proof?

According to an investigation from W Magazine:

In a 2015 post on her now-defunct namesake app, Jenner described how acne had “completely ruined my self-esteem” until she began working with her “incredible dermatologist” and undergoing Laser Genesis treatments, which left her “acne-free for about three years now.” The same year, Kylie told The New York Times, “My sister Kendall had really bad acne when she was younger, and [Kidd] really cleared it up. I thought, ‘Well, if she cured Kendall, I should start to visit her.'” And just last year, Kidd spoke to W about the skincare regimen she’d prescribed for Jenner, consisting of several of her own CK Perfect Skin products, which aren’t available anywhere outside of her Beverly Hills office, let alone via infomercial.

Hello, Kendall, it’s me, honesty—pick up the damn phone.

Twitter, of course, is here—guns blazing—ready to call Kendall on her sh*t.

https://twitter.com/brokeangeI/status/1082873302207680513

https://twitter.com/anya67123073/status/1082200447165685760

https://twitter.com/holylarents/status/1082078729600413696

https://twitter.com/dybalabby/status/1082075701455609856

https://twitter.com/pimpingtonzzz/status/1082497335324798976

Yeah, girl, it’s a no from me.

Why Photoshop Kim? We Like Big Booty Girls and We Cannot Lie

The U.S. booty business is growing.

Kim Kardashian is widely credited with popularizing the trend of larger buttocks, but it’s important to consider a more nuanced view:

  • Increased Visibility: Kim Kardashian’s curvaceous figure gained significant media attention in the late 2000s and early 2010s. This undoubtedly brought more focus to larger buttocks in popular culture.
  • Pre-Existing Trend: It’s important to acknowledge that larger buttocks were already a desired aesthetic in some cultures and communities, particularly among women of color. Kim Kardashian’s influence arguably helped make this trend more mainstream.
  • Cultural Appropriation: Some critics argue that Kardashian’s adoption of this aesthetic aspect from Black culture falls under cultural appropriation, where aspects of a minority culture are adopted by a dominant culture without proper respect or understanding.

Overall:

  • Kim Kardashian likely didn’t single-handedly create the desire for larger buttocks, but her fame significantly amplified its visibility in popular culture.
  • The trend has roots in pre-existing beauty standards in various cultures.
  • There are discussions about cultural appropriation regarding how this trend is presented in mainstream media.

 

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