There are times when we need medication to feel better from whatever ails us. And sometimes, some of these medications are prescribed. Prescriptions are recommended inscriptions by the doctor indicating the type of drugs you need for your body. In addition, pharmacies require a prescription for specific medicines.
However, the prices of prescription medicines have been increasing, particularly in the US. With medication becoming expensive, people tend to struggle with their money trying to balance the cost of their prescription drugs.
A way to help lessen the price of medicines is to use prescription cards. These are provided by discount or savings programs that negotiate with pharmacy owners to lessen the price of specific medication. Having a prescription card can help with your health care. The following are the advantages to using one:
Prescription Cards are Mostly Free
A great advantage to having a prescription card is that you can primarily obtain one for free. Depending on the discount service you use, the terms on which you can use a prescription card vary. Some of them may want you to use an account to acquire one for the long run quickly, and some might offer you an app you can use for more convenience. Some don’t require you to make an account and the like.
These discount card services offer several benefits. These typically include connections to tens of thousands of pharmacies, discounts as high as 80%, and other exclusive perks. However, some of them also have cons, such as lower discounts and lesser drug and/or pharmacy coverage. Those also charge money should you opt for better or additional services, such as a premium account or consultations.
Several services can offer you a free prescription card, which is already a great convenience in itself. Select the one that works best for you in terms of the services, the pharmacies around you that accept the card, and the range of drugs they have available.
Prescription Cards are Convenient and Digitally Available
We can avail of several things online, and that is also the case for prescription cards. You don’t have to go anywhere to get it. The prescription cards will be sent to you digitally, whether through email or the account you created on the prescription card service.
In other words, If you already have your prescription given by the doctor or filled out, then the only place you need to go physically is the pharmacy you will be buying the medicines from. Additionally, since this is digital, you can have it saved on your devices (especially if the prescription card service has a mobile app) or print it to your convenience.
So not only will you get the prescription card free, but you also obtain it at your convenience, which you may use for a specific time recommended by the service or a change in your needed prescriptions.
Medication Can Be Purchased for a Cheaper Price
Without argument, the best thing about using a prescription card is that you can get all your prescription medicines for a lower price. But, of course, the discount on your medicines will depend on the prescription card service, the prescribed drugs, and the pharmacy.
Your prescription card service is what makes you capable of getting your drugs at a discount. It serves as your middleman towards the medication you need to get. This is because they make negotiations with the pharmaceutical companies on the discounted price of certain drugs. The negotiated discount can be as big as 80%. For cards involving a monthly subscription, the discount can go up to 90%.
The medication that is prescribed for you also determines how much you will both save and spend. Specifically, it depends on what is being prescribed, how many types of medication are prescribed, how much each medicine costs, and how much of each you need to take per prescription.
Lastly, the pharmacy where you want to buy your prescription drugs also matters. This is because pharmacies may charge different medicines, which affects how much you will pay with the discount the pharmacy has compromised with the prescription card service.
With all these considerations in mind, you will surely be able to buy the prescribed medicines you need for a price cheaper than how much they should be. In turn, this will save you money which you can spend on other essential things.
You Can Use Prescription Cards Without Insurance
One way of saving on healthcare is by utilizing a health insurance policy. However, not many people are insured. According to the Centers for Disease Control and Prevention, 32.8 million Americans below the age of 65 are uninsured as of 2019.
Most prescription card services can cater to uninsured patients. This is because prescription cards cannot be used along with insurance policies. The service can be provided to anyone, insured or not.
To Wrap it Up
An affordable way to purchase prescription drugs is to use a prescription card with amazing discounts. A prescription card is mainly free to obtain, convenient, and you can get the medicines you need for a lower price. Therefore, it is a means for you to afford healthcare and save money at the same time.
About The Author
Heather is a freelance writer based in Pennsylvania. She’s enthusiastic about Health and Finance. That’s why she’s writing relevant niches for several sites at home after work, building up her brand to be an acknowledged Healthcare Finance Manager someday. In addition, Heather spends her free time volunteering mentoring at-risk teens.